Hashtag: #CarlaSeelyColumns

Column: Are You Considering Retiring Overseas?

Column: Are You Considering Retiring Overseas?

[Written by Carla Seely] There is a growing trend in Bermuda among people who are ready to retire or who have just retired to head off the island to make the most of cheaper living and/or a more adventurous lifestyle. Whether you are choosing to move to the US or Canada or something a little more exotic like Ecuador or Belize; making sure you plan... Read more of this article

Column: Manage Money To Plan For Unexpected

Column: Manage Money To Plan For Unexpected

[Written by Carla Seely] Speak with anyone who’s been in an emergency situation like a fire, flood or car accident and they’ll say the same thing “I never expected this to happen”! The biggest challenge with emergencies is not only are you dealing emotionally with the aftermath of the event, you are also dealing with it financially. A large... Read more of this article

Column: Creating A Net Worth Statement

Column: Creating A Net Worth Statement

[Written by Carla Seely] How’s your financial health? To better understand where your finances stand today and how you can start planning for tomorrow, you need to compare what you own [your assets] to what you owe [your liabilities]. Where do you start? Firstly, you do not need a fancy program, a simple excel spreadsheet will work just fine.... Read more of this article

Column: Getting Ahead In Your Fifties

Column: Getting Ahead In Your Fifties

[Written by Carla Seely] You have worked hard, saved hard, almost paid off your mortgage and the children have left the nest and are now financially independent. For most, this shift occurs in your fifties; your financial commitments lessen and your focus shifts towards your future. The reality is, when you are in your 50s you can see retirement on... Read more of this article

Column: Deciding How To Allocate Net Worth

Column: Deciding How To Allocate Net Worth

[Written by Carla Seely] Real estate is a much-loved investment in Bermuda and over the course of the last thirty years has rewarded home owners substantially as property values have increased. The stock market has delivered significant returns to investors as well during the same period. The real estate vs. stock market debate has been argued on both... Read more of this article

Column: Dynamics Of Owning A Small Business

Column: Dynamics Of Owning A Small Business

[Written by Carla Seely] I come from a family of business owners, from my grandparents, to my father and more recently myself and my siblings. Some people are entrepreneurial in nature and are driven to open and run a business and some prefer the challenges of working for a larger organization which tends to have more structure. A friend said to me... Read more of this article

Column: Discussing Retirement Planning

Column: Discussing Retirement Planning

[Written by Carla Seely] My vision of life is a three-compartment vision; first is your childhood years, second your working years and third is your retirement years. The first compartment, your childhood years, was carefully planned by your parents, grandparents, teachers and other role models. Your second compartment, your working years, was carefully... Read more of this article

Column: “Think Long-Term With Investing”

Column: “Think Long-Term With Investing”

[Written by Carla Seely] It is easy to think about what’s happening in the stock market right now when it comes to investing. Many investment advisors are scaring people away from wanting to do anything with their savings other than leaving their money in cash. Other advisors say this a great time to invest in the stock market while we are in a slight... Read more of this article

Column: “Topping Up Retirement Savings”

Column: “Topping Up Retirement Savings”

[Written by Carla Seely] Retiring from paid work is a major life change, and your pension’s sole function is to help fund your retirement years. There is no magic number as to how much you will need to accumulate for your retirement, but careful planning will go a long way towards helping you save what you will need. A common trend we are seeing... Read more of this article

Column: Avoiding The “Merry Credit Card Debt”

Column: Avoiding The “Merry Credit Card Debt”

[Written by Carla Seely] Happy Holidays, Season Greetings and Merry Christmas… some of us will also need to say another “Merry Credit Card Debt”! I love the holiday season, the giving of gifts and participating in a holiday party or two, but like many, the expense at this time of year is always on my mind.Instead of having a bunch of credit... Read more of this article