You think its funny as you choose criticize with out contributing positive content.

There are those who with good intent are struck down by unfortunate circumstances, the young lady is absolute correct when she recommends consolidation with manageable terms and conditions

When I had a mortgage I also only had one pair of shoes with card board inserts.

Our politicians have much to learn from this topic.

There are those people who seem to want what you have, regardless if they need it or not, it is all about jealousy, envy and lust, they have got to have it to day, and pay for it one day when ever ! its called instant gratification,and all very similar to pushing buttons on a computer or a cell phone it is that instant, they “build their house of straw”.

For some it’s “easy come and easy go” life is one big party.All this makes us wonder if all this is an incurable disease, come on ! that is not so, its Greed.

Unfortunate there is a hole in the bucket Dear Liza, Dear Liza this is”living the life of Riley”.

Unfortunately the house the straw gets blown down, this relates to several problems recession; sickness; death; divorce and loss of a job and your credit rating to name a few.

Have you noticed that many seniors are debt free simply because there are excluded from a seat the Banks banquet table.

Where does this all end,well it never does, even countries try their hand at plunging their citizens in debt as they rely on taxation, making none of us including our children debt free.

There is a millionaire living in a mental hospital, he went mad, when, he found himself down to his last million only because his liquor store went bust through poor management.

What is the answer ?, It can summed up with one word, SACRIFICE, it is all about giving and taking from yourself, not others, going with out will not kill you.

Instant gratification will do that.