Hashtag: #CarlaSeelyColumns
Carla Seely Column: Money Tips For Graduates
[Written by Carla Seely] WOW! You finally did it—you finished your university degree and you’re ready to take on the world! University gives you the education and confidence to dream big and believe anything is possible, and it provides you with the platform to launch yourself into a career. So where do you go from here? Head back to your island... Read more of this article
Carla Seely Column: How To Manage Your Debt
[Written by Carla Seely] The coming weeks will mark the start of the holiday season and also serve as a reminder that we have somehow managed to navigate through another year of the COVID-19 pandemic. I firmly believe that each and every one of us has been impacted in some way. Be it physical, emotional, or financial, I think it safe to say that we... Read more of this article
Column: When Retirement Is Chosen For Us
[Written by Carla Seely] Please Note: This article is not intended to discriminate based on age or the challenges that a mature employee might face; this article is intended to help one prepare should retirement happen earlier than expected. Perhaps you’re in the latter stages of your career and are consciously developing a succession strategy for... Read more of this article
Carla Seely Column: Educational Planning
[Written by Carla Seely] Children are like a good mystery novel – lots of twists and turns, a few unexpected surprises and sometimes not always the ending you were hoping for. There are many books written about the underachieving child who needs to be motivated, or the gifted child who requires constant intellectual stimulation. Rarely do you... Read more of this article
Column: Carla Seely On Murphy’s Law
[Written by Carla Seely] Murphy’s Law – can you ever really plan for the unexpected? I am not superstitious but I certainly take note of patterns and trends, whether it is “Things always happen in threes” or “It’s Murphy’s Law” – meaning anything that can go wrong will go wrong. One thing I have discovered over the course of my life... Read more of this article
Carla Seely Column: Nomadic Worker Finances
[Written by Carla Seely] I recently had friends leave the island after spending about ten months under a one-year ‘Work from Bermuda Certificate’, which allowed them to live on the island and contribute to the economy as ‘nomadic workers’ without taking jobs from the local workforce. Many countries have begun offering similar programs, including... Read more of this article
Carla Seely Column: Sandwich Generation
[Written by Carla Seely] Are you the bread, meat or cheese – Struggles of the sandwich generation Have you ever been in a situation where you are trying to balance your own finances while having to shell out money to everyone else? The reality is that more and more people are facing difficult family scenarios, and that becomes far more emotional... Read more of this article
Carla Seely Column: Deciphering Investment Risk
[Written by Carla Seely] Over the course of my twenty-year career in the international financial services industry, I have met many investors—and based on our conversations, I can confidently say that roughly half know what their money is invested in. What’s even more alarming is how limited many are in their understanding of the risks associated... Read more of this article
Column: Arranging Your Pension Beneficiary
[Written by Carla Seely] When you die, what happens to the money in your pension? Anyone who knows me will know one subject I skirt around and immensely dislike talking about is death; I don’t even like using the word – it is just so final. For me personally, I am not sure whether I am afraid of dying, or if I am more afraid about being told I am... Read more of this article
Column: Goals To Being Financially Independent
[Written by Carla Seely] I was recently chatting with a friend who spoke of how much they had relied on their spouse to provide their family with financial security. Since getting divorced, they were struggling to live above the poverty line. Financial planner and TV host Suze Orman made a statement with a lot of impact when she said: “Our problems... Read more of this article
Carla Seely Column: CFO Of Home Operations
[Written by Carla Seely] In every family, one of the most important discussions is to appoint someone to take charge of the family finances. Whether it is yourself or your partner doesn’t really matter – whoever takes on the role recognizes that the financial stress will be a constant challenge and they have to take responsibility for navigating... Read more of this article
Column: Business With No Fixed Address
[Written by Carla Seely] For a lot of people, gone are the days of being chained to a desk in a nine-to-five job, punching a time card in Monday through to Friday and dreading backed up traffic on Harbour Road. Over the last ten years there has been a lot of talk about “flexible hours”, “remote access” and “hot-desking”. There has also been... Read more of this article
Column: Opening Up A Small Business
[Written by Carla Seely] I come from a long line of business owners, from my grandparents, to my father and more recently my sister who has launched a small business. Now I think it is important to note some people are entrepreneurial in nature and are driven to open and run a business, their determination to overcome obstacles can often be the recipe... Read more of this article
Carla Seely Column: Financial Reality Check
[Written by Carla Seely] I, like about 90% of the world’s population, would quite happily see the door closing on 2020. I am tired of hearing the words – lockdown, COVID-19, elections, Brexit, 5G and all the conspiracies associated with them. There is no doubt that this year has been a tough year for almost everyone. Never in my lifetime did... Read more of this article
Column: Managing Money As A Single Parent
[Written by Carla Seely] Organising and planning for your family’s financial well-being can be challenging at the best of times. However, there are many more challenges involved when managing and maintaining a household as a single parent. Being a single parent means you have less money to spare, and there is a pressing need to have a solid long-term... Read more of this article
Carla Seely Column: Downsizing Your Life
[Written by Carla Seely] Picture that glorious day when your children have grown into adults and the “Bank of Mum and Dad“ has finally closed for good. Now imagine your house is free of clutter, you have healthy balance in your pension, your investments are looking good and, most importantly, you just handed in your notice at work because you are... Read more of this article
