Hashtag: #CarlaSeelyColumns

Column: Financial Planning For The Unexpected

Column: Financial Planning For The Unexpected

[Written by Carla Seely] Crisis management: Planning your finances before the unpredictable happens. Ever been in a situation where you think you are finally doing well, your finances seem to be coming together and you start to have a positive outlook on your financial future? And then – wham! – the unpredictable or the unexpected knocks you back... Read more of this article

Carla Seely Column: Trapped In The Middle

Carla Seely Column: Trapped In The Middle

[Written by Carla Seely] Have you ever been in a situation where you are trying to balance your own finances while having to shell out money to everyone else? The reality is that more and more people are facing difficult family challenges, and that becomes far more emotional if you are being impacted financially. Those hit the hardest are the ‘Sandwich... Read more of this article

Column: Carla Seely On Pension Rollovers

Column: Carla Seely On Pension Rollovers

[Written by Carla Seely] Gone are the days when people worked for the same employer for 50 years. By the time we retire, most of us will have worked at several different companies, perhaps in different countries and even in different industries. In the course of your career, you probably will have accumulated pension money through a company pension... Read more of this article

Column: Being Financially Independent

Column: Being Financially Independent

[Written by Carla Seely] I was raised in a middle-class family of six. My father worked while my mother stayed at home to look after the family. I come from what is defined as “Generation X”, or what others term the “middle-child generation” – a generation which is self-reliant, savvy, and somewhat calculating. I was raised from day one to... Read more of this article

Column: How To Plan For A Long Retirement?

Column: How To Plan For A Long Retirement?

[Written by Carla Seely] When most of us think about retirement, the most challenging question we face is, ‘How long do you plan for retirement’? The most typical answer is 20 to 25 years. If standard retirement age is 65 years old, then planning for 20 to 25 years would fall within mortality data on island for most men and women. However, what... Read more of this article

Column: Creating 5 Yr Action Plan For Retirement

Column: Creating 5 Yr Action Plan For Retirement

[Written by Carla Seely] Start with your current financial situation, specifically pay attention to how you can start to maximize your income and begin to reduce your expenses. For a lot of people, planning for retirement normally starts about five years ahead of schedule.Below is a helpful guide on areas that you should focus on. [It is important... Read more of this article

Column: Are You Considering Retiring Overseas?

Column: Are You Considering Retiring Overseas?

[Written by Carla Seely] There is a growing trend in Bermuda for pre- and post- retirees to consider moving to another jurisdiction for the last chapter of their lives instead of enjoying their retirement years on this island. The chief reasons are the possibility of a lower cost of living and/or a more adventurous lifestyle. Whether you are choosing... Read more of this article

Carla Seely Column: Planning For Longevity

Carla Seely Column: Planning For Longevity

[Written by Carla Seely] Wow, he made it. Over the past 14 years I have talked about him, written many articles about him and wondered whether he would actually make it to his 100th birthday. He is an inspiration to me; I have often reflected on his life, especially in times of my own self-doubt, not always because of his advice but because his life... Read more of this article

Carla Seely Column: No Fixed Address?

Carla Seely Column: No Fixed Address?

[Written by Carla Seely] For a lot of people, gone are the days of being chained to a desk in a nine-to-five job, punching a time card in Monday through to Friday and dreading peak-hour traffic on a daily basis. Over the last ten years there has been a lot of talk about “flexible hours”, “remote access” and “hot-desking”. There has also... Read more of this article

Carla Seely Column: Hoping For A Century?

Carla Seely Column: Hoping For A Century?

[Written by Carla Seely] It’s funny, sometimes I run into people in the street who ask me how my grandfather is doing – not because they know him, but because I quite often write about him and how his advice has had such an influence on me. I recently returned from Australia where I visited my grandfather each day in his nursing home. It was hard... Read more of this article

Column: Managing A Financial Windfall

Column: Managing A Financial Windfall

[Written by Carla Seely] At some point in their lives, most people have thought about what they would do if they had a sudden positive change in their finances – maybe quit their job, travel the world, buy a house or pay off their mortgage. I certainly have played the game with my husband, dreaming about what we would do if we inherited or won a... Read more of this article

Column: Planning Finances As A Single Parent

Column: Planning Finances As A Single Parent

[Written by Carla Seely] Organising and planning for your family’s financial well-being can be challenging at the best of times. However, there are many challenges involved in managing and maintaining a household as a single parent. Being a single parent means you have less money to spare, and there is a pressing need to have a solid long-term financial... Read more of this article

Column: Looking At ‘Generational Money Habits’

Column: Looking At ‘Generational Money Habits’

[Written by Carla Seely] Generational money habits – How did my grandparents manage their money? One thing that has changed significantly over the past century is people’s attitude towards money and how they manage it. Do we learn these habits from our parents, or do we recognise their bad habits and implement change to ensure we don’t do the... Read more of this article