Hashtag: #CarlaSeelyColumns

Column: Dealing With & Rolling Over Pensions

Column: Dealing With & Rolling Over Pensions

[Written by Carla Seely] Gone are the days when you worked for the same employer for 50 years, for most of us, we have worked at different companies and even in different industries during our working lives. Throughout the course of your working career you probably have accumulated some pension money and if you have not rolled over your pension money... Read more of this article

Column: How To Plan For Early Retirement

Column: How To Plan For Early Retirement

[Written by Carla Seely] As the New Year is upon us, new goals and new visions are being created to make this a prosperous and successful 2017. Perhaps you are in the later stages of your career and are consciously developing a succession strategy for your role to ensure a smooth transition when you do retire. Ever thought what would happen if you were... Read more of this article

Column: Knowing How To Manage Your Debt

Column: Knowing How To Manage Your Debt

[Written by Carla Seely] With the start of the holiday season upon us, we are consistently reminded of the joy of giving; either by TV commercials, articles in the media or a flyer received in the mail. Giving generally equates to more spending and when you don’t have a lot of money that can sometimes mean borrowing money. Perhaps you already have... Read more of this article

Column: How To Time Your Retirement

Column: How To Time Your Retirement

[Written by Carla Seely] The answer to this question is not simple, we approach retirement with a lifetime of experience but at the same time we have no idea what to expect. Making the transition to retirement with confidence requires careful attention and planning. Ask any two individual’s to describe their experience as they prepared for retirement... Read more of this article

Column: Retiring For The ‘Sandwich Generation’

Column: Retiring For The ‘Sandwich Generation’

[Written by Carla Seely] Alot of people who are getting close to their retirement age are being faced with really difficult challenges and are having to make some really tough decisions. The hardest hit is the “Sandwich Generation”, the generation which is trapped between financially providing for their own children and being responsible for providing... Read more of this article

Column: Are You Considering Retiring Overseas?

Column: Are You Considering Retiring Overseas?

[Written by Carla Seely] There is a growing trend in Bermuda among people who are ready to retire or who have just retired to head off the island to make the most of cheaper living and/or a more adventurous lifestyle. Whether you are choosing to move to the US or Canada or something a little more exotic like Ecuador or Belize; making sure you plan... Read more of this article

Column: Manage Money To Plan For Unexpected

Column: Manage Money To Plan For Unexpected

[Written by Carla Seely] Speak with anyone who’s been in an emergency situation like a fire, flood or car accident and they’ll say the same thing “I never expected this to happen”! The biggest challenge with emergencies is not only are you dealing emotionally with the aftermath of the event, you are also dealing with it financially. A large... Read more of this article

Column: Creating A Net Worth Statement

Column: Creating A Net Worth Statement

[Written by Carla Seely] How’s your financial health? To better understand where your finances stand today and how you can start planning for tomorrow, you need to compare what you own [your assets] to what you owe [your liabilities]. Where do you start? Firstly, you do not need a fancy program, a simple excel spreadsheet will work just fine.... Read more of this article

Column: Getting Ahead In Your Fifties

Column: Getting Ahead In Your Fifties

[Written by Carla Seely] You have worked hard, saved hard, almost paid off your mortgage and the children have left the nest and are now financially independent. For most, this shift occurs in your fifties; your financial commitments lessen and your focus shifts towards your future. The reality is, when you are in your 50s you can see retirement on... Read more of this article

Column: Deciding How To Allocate Net Worth

Column: Deciding How To Allocate Net Worth

[Written by Carla Seely] Real estate is a much-loved investment in Bermuda and over the course of the last thirty years has rewarded home owners substantially as property values have increased. The stock market has delivered significant returns to investors as well during the same period. The real estate vs. stock market debate has been argued on both... Read more of this article

Column: Dynamics Of Owning A Small Business

Column: Dynamics Of Owning A Small Business

[Written by Carla Seely] I come from a family of business owners, from my grandparents, to my father and more recently myself and my siblings. Some people are entrepreneurial in nature and are driven to open and run a business and some prefer the challenges of working for a larger organization which tends to have more structure. A friend said to me... Read more of this article

Column: Discussing Retirement Planning

Column: Discussing Retirement Planning

[Written by Carla Seely] My vision of life is a three-compartment vision; first is your childhood years, second your working years and third is your retirement years. The first compartment, your childhood years, was carefully planned by your parents, grandparents, teachers and other role models. Your second compartment, your working years, was carefully... Read more of this article

Column: “Think Long-Term With Investing”

Column: “Think Long-Term With Investing”

[Written by Carla Seely] It is easy to think about what’s happening in the stock market right now when it comes to investing. Many investment advisors are scaring people away from wanting to do anything with their savings other than leaving their money in cash. Other advisors say this a great time to invest in the stock market while we are in a slight... Read more of this article