Hashtag: #CarlaSeelyColumns

Carla Seely Column: Pension Plan Rollovers

Carla Seely Column: Pension Plan Rollovers

[Written by Carla Seely] Rarely does an employee work for the same employer for fifty years. For most of us, we have worked for different organizations in a variety of different capacities during our working lives and, during our tenure at these various organizations, most of us have accumulated some pension funds along the way. However, many of us... Read more of this article

Column: Raising A Child With Special Needs

Column: Raising A Child With Special Needs

[Written by Carla Seely] The Merriam-Webster.com Dictionary defines the term special needs as “any of various difficulties [such as a physical, emotional, behavioral, or learning disability or impairment] that causes an individual to require additional or specialized services or accommodations [such as in education or recreation].” For families... Read more of this article

Column: Planning For A Retirement For One

Column: Planning For A Retirement For One

[Written by Carla Seely] Growing up, my parents sacrificed a lot for their children and in their later years they made many more sacrifices to ensure their retirement years would be comfortable. They sacrificed overseas trips, they only made big purchases when absolutely necessary and, most importantly, they made sure they always put extra into their... Read more of this article

Column: 5 Money Mistakes Women Are Making

Column: 5 Money Mistakes Women Are Making

[Written by Carla Seely] Interesting fact: women control the finances in most households. Statistics show that women make up to 80% of all consumer purchases and also pay more than 60% of the household bills [Nelson 2019]. However, a lot of women have a love-hate relationship with money. Whether it’s just you or you and a partner, responsibility and... Read more of this article

Carla Seely Column: Money Tips For Graduates

Carla Seely Column: Money Tips For Graduates

[Written by Carla Seely] WOW! You finally did it—you finished your university degree and you’re ready to take on the world! University gives you the education and confidence to dream big and believe anything is possible, and it provides you with the platform to launch yourself into a career. So where do you go from here? Head back to your island... Read more of this article

Carla Seely Column: How To Manage Your Debt

Carla Seely Column: How To Manage Your Debt

[Written by Carla Seely] The coming weeks will mark the start of the holiday season and also serve as a reminder that we have somehow managed to navigate through another year of the COVID-19 pandemic. I firmly believe that each and every one of us has been impacted in some way. Be it physical, emotional, or financial, I think it safe to say that we... Read more of this article

Column: When Retirement Is Chosen For Us

Column: When Retirement Is Chosen For Us

[Written by Carla Seely] Please Note: This article is not intended to discriminate based on age or the challenges that a mature employee might face; this article is intended to help one prepare should retirement happen earlier than expected. Perhaps you’re in the latter stages of your career and are consciously developing a succession strategy for... Read more of this article

Carla Seely Column: Educational Planning

Carla Seely Column: Educational Planning

[Written by Carla Seely] Children are like a good mystery novel – lots of twists and turns, a few unexpected surprises and sometimes not always the ending you were hoping for. There are many books written about the underachieving child who needs to be motivated, or the gifted child who requires constant intellectual stimulation. Rarely do you... Read more of this article

Column: Carla Seely On Murphy’s Law

Column: Carla Seely On Murphy’s Law

[Written by Carla Seely] Murphy’s Law – can you ever really plan for the unexpected? I am not superstitious but I certainly take note of patterns and trends, whether it is “Things always happen in threes” or “It’s Murphy’s Law” – meaning anything that can go wrong will go wrong. One thing I have discovered over the course of my life... Read more of this article

Carla Seely Column: Nomadic Worker Finances

Carla Seely Column: Nomadic Worker Finances

[Written by Carla Seely] I recently had friends leave the island after spending about ten months under a one-year ‘Work from Bermuda Certificate’, which allowed them to live on the island and contribute to the economy as ‘nomadic workers’ without taking jobs from the local workforce. Many countries have begun offering similar programs, including... Read more of this article

Carla Seely Column: Sandwich Generation

Carla Seely Column: Sandwich Generation

[Written by Carla Seely] Are you the bread, meat or cheese – Struggles of the sandwich generation Have you ever been in a situation where you are trying to balance your own finances while having to shell out money to everyone else? The reality is that more and more people are facing difficult family scenarios, and that becomes far more emotional... Read more of this article

Carla Seely Column: Deciphering Investment Risk

Carla Seely Column: Deciphering Investment Risk

[Written by Carla Seely] Over the course of my twenty-year career in the international financial services industry, I have met many investors—and based on our conversations, I can confidently say that roughly half know what their money is invested in. What’s even more alarming is how limited many are in their understanding of the risks associated... Read more of this article

Column: Arranging Your Pension Beneficiary

Column: Arranging Your Pension Beneficiary

[Written by Carla Seely] When you die, what happens to the money in your pension? Anyone who knows me will know one subject I skirt around and immensely dislike talking about is death; I don’t even like using the word – it is just so final. For me personally, I am not sure whether I am afraid of dying, or if I am more afraid about being told I am... Read more of this article