Hashtag: #CarlaSeelyColumns

Column: Arranging Your Pension Beneficiary

Column: Arranging Your Pension Beneficiary

[Written by Carla Seely] When you die, what happens to the money in your pension? Anyone who knows me will know one subject I skirt around and immensely dislike talking about is death; I don’t even like using the word – it is just so final. For me personally, I am not sure whether I am afraid of dying, or if I am more afraid about being told I am... Read more of this article

Column: Goals To Being Financially Independent

Column: Goals To Being Financially Independent

[Written by Carla Seely] I was recently chatting with a friend who spoke of how much they had relied on their spouse to provide their family with financial security. Since getting divorced, they were struggling to live above the poverty line. Financial planner and TV host Suze Orman made a statement with a lot of impact when she said: “Our problems... Read more of this article

Carla Seely Column: CFO Of Home Operations

Carla Seely Column: CFO Of Home Operations

[Written by Carla Seely] In every family, one of the most important discussions is to appoint someone to take charge of the family finances. Whether it is yourself or your partner doesn’t really matter – whoever takes on the role recognizes that the financial stress will be a constant challenge and they have to take responsibility for navigating... Read more of this article

Column: Business With No Fixed Address

Column: Business With No Fixed Address

[Written by Carla Seely] For a lot of people, gone are the days of being chained to a desk in a nine-to-five job, punching a time card in Monday through to Friday and dreading backed up traffic on Harbour Road. Over the last ten years there has been a lot of talk about “flexible hours”, “remote access” and “hot-desking”. There has also been... Read more of this article

Column: Opening Up A Small Business

Column: Opening Up A Small Business

[Written by Carla Seely] I come from a long line of business owners, from my grandparents, to my father and more recently my sister who has launched a small business. Now I think it is important to note some people are entrepreneurial in nature and are driven to open and run a business, their determination to overcome obstacles can often be the recipe... Read more of this article

Carla Seely Column: Financial Reality Check

Carla Seely Column: Financial Reality Check

[Written by Carla Seely] I, like about 90% of the world’s population, would quite happily see the door closing on 2020. I am tired of hearing the words – lockdown, COVID-19, elections, Brexit, 5G and all the conspiracies associated with them. There is no doubt that this year has been a tough year for almost everyone. Never in my lifetime did... Read more of this article

Column: Managing Money As A Single Parent

Column: Managing Money As A Single Parent

[Written by Carla Seely] Organising and planning for your family’s financial well-being can be challenging at the best of times. However, there are many more challenges involved when managing and maintaining a household as a single parent. Being a single parent means you have less money to spare, and there is a pressing need to have a solid long-term... Read more of this article

Carla Seely Column: Downsizing Your Life

Carla Seely Column: Downsizing Your Life

[Written by Carla Seely] Picture that glorious day when your children have grown into adults and the “Bank of Mum and Dad“ has finally closed for good. Now imagine your house is free of clutter, you have healthy balance in your pension, your investments are looking good and, most importantly, you just handed in your notice at work because you are... Read more of this article

Carla Seely Column: Longevity Gene & Expenses

Carla Seely Column: Longevity Gene & Expenses

[Written by Carla Seely] Ask yourself a question: if a scientist could create a pill that allowed you to live another 10 to 20 years, extending your lifespan to 110 or 115 years, would you take it? Well, I can certainly answer that question: definitely not! It doesn’t matter whether the quality of life is there or not, financially I couldn’t afford... Read more of this article

Column: Creating A Five-Year Retirement Plan

Column: Creating A Five-Year Retirement Plan

[Written by Carla Seely] When it comes to retirement, you need to create an action plan. More specifically, you need to plan ahead to ensure that your retirement vision meets your budget. The question is, how far in advance should you ‘officially’ start enacting that plan? Well, from a retirement planning perspective, I would suggest that five years... Read more of this article

Column: Planning To Leave A Legacy?

Column: Planning To Leave A Legacy?

[Written by Carla Seely] During my childhood, the holiday season was the main time my relatives gathered together, both immediate and extended family. Most times it was at my nanna’s house with all my cousins – sixteen of us squeezed around two tables [the adults’ table and the kids’ table], enjoying a meal, having a laugh and perpetuating many... Read more of this article

Column: How Can You Combat Inflation?

Column: How Can You Combat Inflation?

[Written by Carla Seely] Concerned about market volatility? Long-term inflation can also deplete your net worth also. In recent months the financial market has moved up and down like a yo-yo. There is little apparent correlation with factors that previously drove market movements. One thing is certain, though: investors often forget about the impact... Read more of this article

Column: Creating A Net Worth Statement

Column: Creating A Net Worth Statement

[Written by Carla Seely] When the financial markets begin behaving erratically, most people become hyper-focused on their finances, specifically on how the current instability is impacting their net worth. So the question must be asked – How is your financial health? To understand better where your finances stand today and how you can start planning... Read more of this article