Hashtag: #CarlaSeelyColumns

Carla Seely Column: Nomadic Worker Finances

Carla Seely Column: Nomadic Worker Finances

[Written by Carla Seely] I recently had friends leave the island after spending about ten months under a one-year ‘Work from Bermuda Certificate’, which allowed them to live on the island and contribute to the economy as ‘nomadic workers’ without taking jobs from the local workforce. Many countries have begun offering similar programs, including... Read more of this article

Carla Seely Column: Sandwich Generation

Carla Seely Column: Sandwich Generation

[Written by Carla Seely] Are you the bread, meat or cheese – Struggles of the sandwich generation Have you ever been in a situation where you are trying to balance your own finances while having to shell out money to everyone else? The reality is that more and more people are facing difficult family scenarios, and that becomes far more emotional... Read more of this article

Carla Seely Column: Deciphering Investment Risk

Carla Seely Column: Deciphering Investment Risk

[Written by Carla Seely] Over the course of my twenty-year career in the international financial services industry, I have met many investors—and based on our conversations, I can confidently say that roughly half know what their money is invested in. What’s even more alarming is how limited many are in their understanding of the risks associated... Read more of this article

Column: Arranging Your Pension Beneficiary

Column: Arranging Your Pension Beneficiary

[Written by Carla Seely] When you die, what happens to the money in your pension? Anyone who knows me will know one subject I skirt around and immensely dislike talking about is death; I don’t even like using the word – it is just so final. For me personally, I am not sure whether I am afraid of dying, or if I am more afraid about being told I am... Read more of this article

Column: Goals To Being Financially Independent

Column: Goals To Being Financially Independent

[Written by Carla Seely] I was recently chatting with a friend who spoke of how much they had relied on their spouse to provide their family with financial security. Since getting divorced, they were struggling to live above the poverty line. Financial planner and TV host Suze Orman made a statement with a lot of impact when she said: “Our problems... Read more of this article

Carla Seely Column: CFO Of Home Operations

Carla Seely Column: CFO Of Home Operations

[Written by Carla Seely] In every family, one of the most important discussions is to appoint someone to take charge of the family finances. Whether it is yourself or your partner doesn’t really matter – whoever takes on the role recognizes that the financial stress will be a constant challenge and they have to take responsibility for navigating... Read more of this article

Column: Business With No Fixed Address

Column: Business With No Fixed Address

[Written by Carla Seely] For a lot of people, gone are the days of being chained to a desk in a nine-to-five job, punching a time card in Monday through to Friday and dreading backed up traffic on Harbour Road. Over the last ten years there has been a lot of talk about “flexible hours”, “remote access” and “hot-desking”. There has also been... Read more of this article

Column: Opening Up A Small Business

Column: Opening Up A Small Business

[Written by Carla Seely] I come from a long line of business owners, from my grandparents, to my father and more recently my sister who has launched a small business. Now I think it is important to note some people are entrepreneurial in nature and are driven to open and run a business, their determination to overcome obstacles can often be the recipe... Read more of this article

Carla Seely Column: Financial Reality Check

Carla Seely Column: Financial Reality Check

[Written by Carla Seely] I, like about 90% of the world’s population, would quite happily see the door closing on 2020. I am tired of hearing the words – lockdown, COVID-19, elections, Brexit, 5G and all the conspiracies associated with them. There is no doubt that this year has been a tough year for almost everyone. Never in my lifetime did... Read more of this article

Column: Managing Money As A Single Parent

Column: Managing Money As A Single Parent

[Written by Carla Seely] Organising and planning for your family’s financial well-being can be challenging at the best of times. However, there are many more challenges involved when managing and maintaining a household as a single parent. Being a single parent means you have less money to spare, and there is a pressing need to have a solid long-term... Read more of this article

Carla Seely Column: Downsizing Your Life

Carla Seely Column: Downsizing Your Life

[Written by Carla Seely] Picture that glorious day when your children have grown into adults and the “Bank of Mum and Dad“ has finally closed for good. Now imagine your house is free of clutter, you have healthy balance in your pension, your investments are looking good and, most importantly, you just handed in your notice at work because you are... Read more of this article

Carla Seely Column: Longevity Gene & Expenses

Carla Seely Column: Longevity Gene & Expenses

[Written by Carla Seely] Ask yourself a question: if a scientist could create a pill that allowed you to live another 10 to 20 years, extending your lifespan to 110 or 115 years, would you take it? Well, I can certainly answer that question: definitely not! It doesn’t matter whether the quality of life is there or not, financially I couldn’t afford... Read more of this article

Column: Creating A Five-Year Retirement Plan

Column: Creating A Five-Year Retirement Plan

[Written by Carla Seely] When it comes to retirement, you need to create an action plan. More specifically, you need to plan ahead to ensure that your retirement vision meets your budget. The question is, how far in advance should you ‘officially’ start enacting that plan? Well, from a retirement planning perspective, I would suggest that five years... Read more of this article