Hashtag: #CarlaSeelyColumns

Column: Getting Ahead In Your Fifties

[Written by Carla Seely] You have worked hard, saved hard, almost paid off your mortgage and the children have left the nest and are now financially independent. For most, this shift occurs in your fifties; your financial commitments lessen and your focus shifts towards your future. The reality is, when you are in your 50s you can see retirement on... Read more of this article

Column: Deciding How To Allocate Net Worth

[Written by Carla Seely] Real estate is a much-loved investment in Bermuda and over the course of the last thirty years has rewarded home owners substantially as property values have increased. The stock market has delivered significant returns to investors as well during the same period. The real estate vs. stock market debate has been argued on both... Read more of this article

Column: Dynamics Of Owning A Small Business

[Written by Carla Seely] I come from a family of business owners, from my grandparents, to my father and more recently myself and my siblings. Some people are entrepreneurial in nature and are driven to open and run a business and some prefer the challenges of working for a larger organization which tends to have more structure. A friend said to me... Read more of this article

Column: Discussing Retirement Planning

[Written by Carla Seely] My vision of life is a three-compartment vision; first is your childhood years, second your working years and third is your retirement years. The first compartment, your childhood years, was carefully planned by your parents, grandparents, teachers and other role models. Your second compartment, your working years, was carefully... Read more of this article

Column: “Think Long-Term With Investing”

[Written by Carla Seely] It is easy to think about what’s happening in the stock market right now when it comes to investing. Many investment advisors are scaring people away from wanting to do anything with their savings other than leaving their money in cash. Other advisors say this a great time to invest in the stock market while we are in a slight... Read more of this article

Column: “Topping Up Retirement Savings”

[Written by Carla Seely] Retiring from paid work is a major life change, and your pension’s sole function is to help fund your retirement years. There is no magic number as to how much you will need to accumulate for your retirement, but careful planning will go a long way towards helping you save what you will need. A common trend we are seeing... Read more of this article

Column: Avoiding The “Merry Credit Card Debt”

[Written by Carla Seely] Happy Holidays, Season Greetings and Merry Christmas… some of us will also need to say another “Merry Credit Card Debt”! I love the holiday season, the giving of gifts and participating in a holiday party or two, but like many, the expense at this time of year is always on my mind. Instead of having a bunch of credit... Read more of this article